Rules For Making A Budget You Can Stick To

Tips from Alan Carniol:
Now, I’ll be the first to admit that budgeting doesn’t top my list of fun things to do. Nonetheless, it’s critical to create a budget.
Why?
Because money is a scarce resource for many of us, and every dollar we spend on something that isn’t really important to us, is a dollar we won’t have to put toward our dreams.
That’s why I was happy to share a unique software tool I found out about recently.
It’s called You Need a Budget, and it’s based on four simple rules. If you follow these four rules, you’ll transform budgeting from a tedious chore into a simple, straightforward, and uncomplicated process.
You’ll also make your next paycheck go MUCH further.
What are these four simple rules?
Here’s a brief summary:Rule One: Give Every Dollar a Job
Avoid spending money unintentionally, by first asking yourself, “What should this money do before I’m paid again?”Rule Two: Embrace Your True Expenses
It’s important to decide what your money should do for you – now and down the road. Understanding, and embracing, your actual expenses is critical to figuring out your budget.Rule Three: Roll With the Punches
If your budget needs to be changed, then you can just go ahead and change it at any time – without guilt or handwringing.

Rule Four: Age Your Money
Instead of trying to precisely time your bills with your paychecks, work toward spending money today that you earned at least a month earlier.

These four simple rules from You Need A Budget make controlling your finances much more manageable.

Alan Carniol
Founder of Interview Success, Inc.
Copyright © 2018, Interview Success, Inc. All rights reserved.

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