Rules For Making A Budget You Can Stick To
Tips from Alan Carniol:
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Now, I’ll be the first to admit that budgeting doesn’t top my list of fun things to do. Nonetheless, it’s critical to create a budget.
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Why?
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Because money is a scarce resource for many of us, and every dollar we spend on something that isn’t really important to us, is a dollar we won’t have to put toward our dreams.
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That’s why I was happy to share a unique software tool I found out about recently.
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It’s called You Need a Budget, and it’s based on four simple rules. If you follow these four rules, you’ll transform budgeting from a tedious chore into a simple, straightforward, and uncomplicated process.
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You’ll also make your next paycheck go MUCH further.
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What are these four simple rules?
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Here’s a brief summary:Rule One: Give Every Dollar a Job
Avoid spending money unintentionally, by first asking yourself, “What should this money do before I’m paid again?”Rule Two: Embrace Your True Expenses It’s important to decide what your money should do for you – now and down the road. Understanding, and embracing, your actual expenses is critical to figuring out your budget.Rule Three: Roll With the Punches If your budget needs to be changed, then you can just go ahead and change it at any time – without guilt or handwringing. Rule Four: Age Your Money These four simple rules from You Need A Budget make controlling your finances much more manageable. |
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Alan Carniol
Founder of Interview Success, Inc. |
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